Prices for health care vary considerably around the world and in many countries can be one of the biggest monthly expenses. Health care is not something you want to be cheap with, so it’s important that you are smart about what policies you’re using and how you go about signing up for them. A few savings each year can really add up along the term of your contract. Here are my simple ways to save on health coverage.
1. Talk to a Broker
It can be overwhelming trying to sort through all the plans. Many of them have differences in the monthly costs and how much the copay will be. A health coverage broker can sit you down and compare all the options with you, helping you find the best option for you and your family. Often this service is free and the insurance company actually pays the broker for you. Call around to see if there are any good brokers in your area and ask them if there’s a fee for their service. If you can’t find any, consider finding an online comparison website that will allow you to see the key differences between companies and coverages to ensure you make the best value choice for you and your family.
If you’re a UK resident and wanting to get insurance coverage for trip or life in another European country, then you should look into the EHIC card. This card can provide reduced cost health care in many countries – but you’ll need to check to see if you’re eligible to apply and eligible for where you are headed. The EHIC : European Health Insurance Card is a great way to reduce your healthcare costs if you’re eligible. You can easily apply online and have your card arriving within the next two weeks.
3. Consider Family Plans
4. Ask Your Employer