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Me Against the Credit Cards...

This blog chronicles my life as I try to dig out of the debt I have fallen in to. Although I don't usually post cute websites and articles, I do try to log in at least once a week to tell what's going on in my fight against debilitating debt.I am not

 

December...holy cow...

It's been a weird autumn. Just a lot going on, and I've been pretty stressed out. Haven't done great with money. Haven't kept the house up very well. Haven't taken care of myself very well.Now that Christmas is done, though, and I'm on vacation for the next week, I'm working on getting some stuff set up to get back in the groove. Because really...what are my options? 'Nuff said. I'll be back with more details.
  • Last Modified: 2009-12-27 16:02:00

Lost in Translation

Well, not really. I've just been busy.We had a good end to ebay stuff. Made about $175 overall after fees, etc. Jen asked, "You are so good about ebay! I'm jealous. I am struggling with whether I should just get rid of all our junk (donate) or try to sell the stuff. What kinds of stuff are you selling to be making such good money?" Well, it's nothing grand. Altogether, it was probably about 35 auctions, which many won't do, because it's so many. Lots of sewing stuff that I need to get out of my house. Some old magazines. Umm...I reall
  • Last Modified: 2009-09-20 19:11:00

What do you mean, a week??

Wow...I return to work next week. That seems to have come by so quickly! I'm in panic mode - I haven't finished the basement. Or the garage. Or the compute room. Or the bathroom. And I know that things will grind to a screeching halt once I return to work. Ugh.So I have a list for today, and I will be happy if I finish those things. Then, I'll make one for tomorrow. And I'll just deal with it.Ebay sales have been decent. We'll clear about $50 after fees & shipping with what ended on Friday, and right now we're looking at another $70 minimum
  • Last Modified: 2009-08-17 09:45:00

Three weeks

That's all I have left before I return to work. Crazy! It's a huge amount of time, of course, but when you look at where we are...well, there's still a lot I'm hoping to finish before I return. Yesterday, dh and I went to the State Fair, which was a lot of fun. I enjoy that so much, and it was a pretty day for it. I usually go twice, and my sister and I are planning to go again on Monday. So yesterday, we could kind of stroll around and just see what dh wanted to see. Very nice.This morning, there was a ton of rain heading our way, so I q
  • Last Modified: 2009-08-07 11:49:00

It's Saturday already?

Believe it or not, I'm happy with how the unfinished side of the basement is. I got rid of a LOT of stuff, and organized the ebay area so it will be easier to use. It feels really good.Now, on to the harder stuff I've been putting off. The finished side.Well, on a good note: got another load to Goodwill, and took four boxes of stuff to my mom's antique booth yesterday. Another plus, being able to spend some time with her. :) And all of that stuff fit in her booth! That was awesome! Brought one box home to take to Goodwill for Mom, and three emp
  • Last Modified: 2009-08-01 09:37:00

Our Basement

What a weird few days it's been.We have water damage in the basement, much worse than we originally thought. I have some mold issues, but they don't seem to be as bad as it looked two days ago when we started. The #1 problem is that we have so much crap down there, it's very difficult to tell what's going on. So that's been my focus the last couple of days.I figure, I have to purge/sell/whatever about 70% of what's down there in order to make this liveable space. I have no room to move, much less to breathe down there. This is difficult.I have
  • Last Modified: 2009-07-25 13:41:00

Another thing off my summer list...and some good deals.

Yesterday, dh was feeling perky, so we were able to fix the table that I use for ebay stuff. That was awesome! It broke last summer (the leg broke out of the holder, so you couldn't stand the table up) and it's been sitting on it's side in the basement ever since. Dh made the brace and we fixed it! Yay! Now I can stop using that as an excuse for not getting ebay stuff ready -- I need to re-organize that area, and I have to figure out what's wrong with the Internet connection down there, though. But one more thing to cross off the List!And
  • Last Modified: 2009-07-19 09:18:00

Do one thing at a time

I've hit the point in the summer vacation where I'm bored just sitting around in front of the TV and computer. The good news is...this means stuff will start getting done!I've been allowing myself to do just parts. I always do this to myself -- that I avoid doing things because I don't have the stamina to do ALL of it (like, finishing the entire bathroom remodel from a few years ago, or getting the whole basement back in order). I've given myself permission to do some. It's okay that I do part and then walk away to finish another day. The reall
  • Last Modified: 2009-07-17 21:00:00

Fruit!

I've had some good karma around fruit lately...sounds weird, hey? Well, a friend is going on vacation and asked me to pick his raspberries so the fruit doesn't go bad, and so they grow back in. I was going to go this morning, but there was rain on the radar and I didn't want to get wet (and then, it didn't even rain!). I'm hoping, fingers crossed, to go tomorrow.But then I was at Woodman's today, and I always check out their produce "old" bins. They usually bag produce on the verge of going bad into bags marked 79 cents, and I'm usually pre
  • Last Modified: 2009-07-04 21:07:00

BECC's

Lots of scuttlebutt on the increase in minimum payments by Chase -- it's the topic of quite a few conversations over at LLNOE. Seems like they increased from 2% of balance to 5% - over double.Dh and I were talking today -- if our cc's increased our minimum payments, it would be tough, but we could do it. Our snowball is about $450 over our min's right now, which is over double our minimums now, but it sure would take a lot longer to get out of debt.So...it got me thinking about what I can do around the house now that it's summer, to get more mo
  • Last Modified: 2009-06-25 18:58:00


 


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